Heat oil in a large pot over medium heat. Add carrots and cook, stirring occasionally, about 3 minutes. Add Smokey Chipotle Salsa and continue cooking until warmed through. Stir in seasoning mix and then add tomatoes, beans and 1 cup water. Gently simmer over low heat, uncovered, for 30 minutes. Ladle chili into individual bowls and garnish with green onions, sour cream or cheese, if you like.